Price Reduction - Waterfront - Primary on Main
Address
1469 Cowart Road, Lottsburg, VA
Price
$ 824,900
Property Attributes
- MLS#VANV2001876
- TypeSingle Family
- Listing Status ACTIVE
- CountyNORTHUMBERLAND
- CityLottsburg
- NeighborhoodCoward Pointe North
- Zip22511
- StyleTransitional
- Year Built2012
- Taxes$ 3184
- Price$ 824,900
- Bedrooms3
- Full Bathrooms4
- Half Bathrooms0
- Sqr Footage1906
- Lot Size0.99 Acres
Data Source:
Bright MLS
Property Description
New price! Boater's paradise on Kingscote Creek with a private protected pier providing seamless all-day access just minutes to the Potomac River and beyond. Minutes by boat or car to historic Kinsale, local marinas, and waterfront dining. Easy 2.5 hour drive from Northern VA & DC, and just 1 hour from Richmond. This is the ultimate low-maintenance waterfront retreat. Exceptional in both quality & design, this thoughtfully planned home was custom-designed by local architect, Jennifer McCann, to maximize stunning panoramic water views, abundant natural light, usable space, & efficiency. A true waterfront oasis on Virginias Northern Neck, the property boasts fruit trees, palms, & mature landscaping. This property is unique with a deep-water pier complex and sandy beach, while sitting out of the flood zone. The open floor plan, three private bedroom en suites, and large waterside screened porch and deck make this home perfect for hosting. The kitchen features granite countertops, gas cooking, a large island with bar seating, plenty of cabinetry, & a pantry closet. The great room combines living and dining space, features a wood-burning stove, & opens to the waterside deck & screened porch; ideal for indoor-outdoor living. The primary bedroom suite includes sliding doors to the waterside deck, a walk-in closet, & a private en suite bath. Two additional guest bedroom en suites & a versatile bonus room provide flexible space for an office, studio, or guests. The walk-out lower level is ready to finish w/ plumbing potential offering recreational space with access to a lower waterside patio. This level is already heated, cooled, & wired for additional outlets & lighting, allowing for easy future customization. The two-car garage & storage shed offer abundant storage & utility. Every detail of the home was meticulously planned for efficiency and quality with 2x6 trusses, notched and anchored for a roof system that can withstand hurricane force winds; reinforced concrete block foundation, attic with AdvanTech floor & spray-in insulation, tankless Rennai hot water heater, Andersen windows & doors, isolated water shut-off valves, automatic generator, and so much more. This home is not located in an HOA, allowing short-term rental opportunity, & is already wired with Breezeline Broadband highspeed internet. The property is just a quick boat ride or drive to Lewisetta Marina or Coan River Marina, offering convenience for boat fuel, bait, and provisions.
| Elementary School | Middle School | High School |
|---|---|---|
| Northumberland Elementary School | Northumberland Middle School | Northumberland High School |
| Price History | |
|---|---|
| 2/10/2026 | Listed $975,000 |
| 3/17/2026 | 3$949,000 |
| 4/16/2026 | 6$899,000 |
| 5/28/2026 | 6$849,000 |
| 8/10/2026 | 3$824,900 |
General Features
| Living Area | 1906 |
|---|---|
| Sewer | On Site Septic |
| Heating | Heat Pump(s) |
| Cooling | Ceiling Fan(s),Central A/C,Heat Pump(s) |
| Possession | Settlement |
| Roof | Composite,Shingle |
| Appliances | Dryer,Oven - Single,Oven/Range - Gas,Range Hood,Refrigerator,Stainless Steel Appliances,Washer,Water Heater,Dishwasher |
| Zoning | R |
| Garage Spaces | 2.00 |
| Patio/Porch Features | Deck(s),Porch(es),Screened |
| Architectural Style | Transitional |
| Construction Materials | Frame,Stick Built,Vinyl Siding |
| School District | NORTHUMBERLAND COUNTY PUBLIC SCHOOLS |
| Year Built | 2012 |
| View | River |
| Levels | 1 |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Waterfront Features | Private Dock Site,Rip-Rap,Sandy Beach |
| Accessibility | None |
| County | NORTHUMBERLAND |
| New Construction | No |
| Property Type | Residential |
| HOA | No |
| Subdivision Name | COWARD POINTE NORTH |
| Garage Y/N | Yes |
| Water Access Y/N | Yes |
| Other Structures | Above Grade |
| Total Rooms | 10 |
| Full Baths | 4 |
| Status | ACTIVE |
| Directions | Rt 360 (Northumberland Highway) in Lottsburg to Lewisetta Road RIGHT onto Cowart Rd. |
| City | LOTTSBURG |
| Body of Water | Kingscote Creek / Coan River |
| Disclosures | Prop Disclosure |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 43124.40 |
| Tax Assessed Value | 430300.0 |
| Tax Annual Amount | 3184.0 |
| Home Warranty Y/N | No |
| Property Condition | Excellent |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Full Main Level | 4 |
| Bathrooms Count Main Level | 4.00 |
| Price Per Sq Ft Total AG | 432.79 |
| Acceptable Financing | Cash,Conventional |
| Additional Parcels Y/N | No |
| Historic Y/N | No |
| Lease Considered Y/N | No |
| Vacation Rental Y/N | No |
| Virtual Tour | https://www.youtube.com/watch?v=PlieCvphPnY |
| Total SQFT | 2877 |
| Location Type | River |
| Standard Status | Active |
| Year Built Source | Estimated |
| Association Recreation Fee | No |
Interior Features
| Interior Amenities | Attic,Bathroom - Walk-In Shower,Bathroom - Tub Shower,Ceiling Fan(s),Floor Plan - Open,Kitchen - Island,Bathroom - Soaking Tub,Entry Level Bedroom,Pantry,Recessed Lighting,Stove - Wood,Upgraded Count |
|---|---|
| Heating Fuel | Electric |
| Basement | Partial,Unfinished |
| Flooring | Wood |
| Hot Water | 60+ Gallon Tank,Propane |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | No |
| Above Grade Finished Area | 1906 |
| Central Air Y/N | Yes |
| Total Bedrooms | 3 |
| Main Level Bedrooms | 3 |
| LivingAreaSource | Estimated |
| Laundry Type | Main Floor,Has Laundry |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT | 971 |
| Below Grade Unfin SQFT Source | Estimated |
| Above Grade Finished Area Source | Estimated |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 4 |
Exterior Features
| Exterior Amenities | Outside Shower,Outbuilding(s) |
|---|---|
| Pool | No Pool |
| Lot Features | Fishing Available,Front Yard,Landscaping,Rear Yard,Rip-Rapped,SideYard(s) |
| Water Source | Well |
| Inclusions | All kitchen appliances; washer and dryer. |
| Total Parking Spaces | 4 |
| Garage Features | Garage Door Opener |
| Type of Parking | Attached Garage,Driveway |
| Foundation Details | Block |
| Water View Y/N | Yes |
| Lot Size Acres | 0.99 |
| Road Surface Type | Paved |
| Water Body Type | River |
| Lot Size Source | Estimated |
| Waterfront Y/N | Yes |
| Water Access Features | Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Private Access,Swimming Allowed,Waterski/Wakeboard |
| Number of Docks | 1 |
| Land Assessed Value | 148500.00 |
| Navigable Water Y/N | Yes |
| Number of Slips | 1 |
| Water Oriented Y/N | Yes |
| # of Attached Garage Spaces | 2 |
| Dock/Slip Conveys YN | Yes |
| Dock Type and Features | Hoist/Lift Electric,Material - Treated Lumber,Pier (Perpendicular) |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 22511
Price
Taxes
Year Built
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